Real Estate Resources

Getting into the real estate market can be a daunting task if you don't know the basics of purchasing or selling property. The real estate transaction affects many parties; from the real estate agent helping you with the purchase of the property to the city department collecting your annual property tax.

The links provided below can help with your research. As always, we at Ruby Turner Realty are your local real estate resource. Contact us at info@rtrealty.com.

General Interest

Buying a Home - The U.S. Department of Housing and Urban Development provides a comprehensive guide to the homebuying process. HUD also has special homebuying programs for first-time homebuyers and civil servant workers.

Frequently Asked Questions on Home Inspections - The American Society of Home Inspectors provides information on the home inspection process. The Frequently Asked questions addresses the standards that home inspections should meet.

Selling Your Home? Tips for Selecting a Real Estate Professional - The Federal Trade Commission's guide “Selling Your Home? Tips for Selecting a Real Estate Professional' provides consumers a list of questions that should be asked when interviewing a real estate agent to sell a home.

Homes For Sale by the U.S. Government - The HomeSales.gov website is a database of residential property for sale owned by the U.S. government. You can perform a search by state, city, bedroom and bathroom size for homes you are interested in purchasing.

National Fair Housing Advocate Online - The National Fair Housing Advocate Online is a website dedicated to providing resources regarding housing discrimination to fair housing advocates and the general public.

Federal Government

Tax Tips - Real Estate - The Internal Revenue Service provides information on taxes pertaining to real property.

Housing Topics - The United States Census Bureau provides data on the housing market on topics that include homeownership rates, housing vacancy rates, housing affordability and construction data.

Help for Struggling Homeowners - Making Home Affordable programs offer alternative options for homeowners facing foreclosure. Homeowners may qualify to have their mortgage modified, deferred or refinanced.

FEMA Housing Portal - The federal Emergency Management Agency's Housing Portal helps families that have been affected or displaced by a natural disaster find a place to live. The searchable database programs resources that are available in each state.

Historic Properties for Sale - The national Trust for Historic Preservation provides information on historic properties for sale across the United States. You can search by state and property type.

Comprehensive Housing Market Analyses - The HUD User website provides data on housing markets across the U.S. You can find data sets that include income limits, fair markets rents, and thematic maps.

U.S. Bureau of Labor Statistics - The U.S. Bureau of Labor Statistics provides information on employment conditions across the United States. This can help you determine employment outlook when relocating across the country.

Law

Land Use Law - Cornell University provides information on land Use laws in America. There are links to federal material, state statutes and judicial decisions.

Real Estate Law - Guide to Real Estate and Property Law - HG.org, LLC provides a comprehensive list of links pertaining to real estate law in the U.S.

Real Estate Law Community - LexisNexis is a database of legal resources that includes laws pertaining to real property. information is provided on a subscription basis.

Real Estate Laws in Your State - The Department of Justice has compiled information for real estate law in each state. You can click on the state you live in to learn about laws in your area.

FDIC Law, Regulations, Related Acts - The Federal Deposit Insurance Corporation outlines the Truth in Lending Act on their website.

The Final RESPA Rule - The Real Estate Settlement Procedures Act insures that consumers are provided information on the costs of borrowing money for the purchase of a home. This presentation outlines RESPA requirements.

Basic Zoning Laws - The Small Business Administration provides an overview on zoning laws.

Terms & Tools

Mortgage Glossary - Financial terms in the real estate industry.

Legal Dictionary - Laws pertaining to real property and other issues.

Buy Vs. Rent - Calculator helps consumers determine the cost of renting versus buying.

Glossary of Financial and Business Terms - Glossary to help you become familiar with financial terms.

Glossary of Commercial Real Estate Terms - Glossary to help you become familiar with commercial real estate terms.

Renters' Rights & Tenants' Rights - The Real Estate Settlement Procedures Act insures that consumers are provided information on the costs of borrowing money for the purchase of a home. This presentation outlines RESPA requirements.